Social Security Maximization
Don't roll the dice. We have the
key to Social Security claiming.
Contact Us
Tyrone (Ty) Cobb, CFP®
Cobb & Associates Insurance
P. O. Box 1810
Angier, NC 27501
Phone: 919-639-2300
Toll Free: 800-971-5066
When to start claiming your Social Security benefits is one of the most important retirement decisions you will make. For a married couple, the difference in claiming strategies could be as much as $250,000 in your lifetime.
Social Security is complicated. The rules and complexities are sometimes overwhelming. There are hundreds of possible variables and strategies for some people. Have you looked at all of your options?
The Social Security Estimator available on the Social Security Administration website looks at one scenario at a time. We use state of the art software, created by recognized experts in Social Security claiming strategies. With this software, we can look at hundreds of complicated choices, including switching strategies, and can give you a detailed report and recommend different strategies to help you make the best decision possible.
Who Can Benefit?
We can help you with the difficult decision of when to claim if you are in the categories below.
- Married
- Single
- Divorced
- Widowed
- Or if married and one person has already started claiming, we can look at when the second person could maximize their benefit.
What is a Claiming Strategy?
It is the process of analyzing the rules and regulations of Social Security and creating a plan based on your specific circumstances and variables.
We use powerful software, developed by recognized experts in the Social Security claiming field. They have written and published numerous articles in national publications.
Good, Better, Best
Most people realize that if they wait to claim their Social Security benefits, they will get more money. However, few people realize that it is possible to combine rules in a way to maximize your results.
This graph depicts a husband with a full retirement benefit of $2,000 and his wife with $1,400. The ages shown (62, 66 and 70) represent each taking their own benefits at that age. The “max benefits” is a strategy that will get them more.
What We Need to Help You
First, we DO NOT need your Social Security number. You can get a detailed analysis and recommendation by providing us with some basic information. You will receive a personalized report that you can use to help you maximize your Social Security benefit.
Please contact us for more information.
What Does It Cost?
Best of all, it is free. For all of our existing senior clients, we offer our personalized, detailed report at no charge.
This is a powerful tool that can help you make the best claiming decision possible.
If you are not an existing client and would like information, please contact us for professional service fees.